U.S. Financial Consulting (USFC) offers data capture services utilizing hardware, software, or eCommerce solutions for Visa and MasterCard transactions. We also provide electronic transaction processing solutions for Card-Not-Present transactions including eCommerce and Mail Order / Telephone Order (MO/TO), as well as all types of Card-Present merchant transactions including, but not limited to, Retail and Restaurant merchants.


In addition, our merchants may choose from
a range of other services including:

  • Domestic Payment Solutions

  • International Payment Solutions

  • Card Present (swipe data) and Card Not Present Transactions

  • Pin-Debit Card Transactions

  • Check Authorization

  • Check Conversion & Imaging

  • Check Verification

  • ACH (Automated Clearing House)

  • ATMs

  • POS Hardware and Software Sales, Service and Support

  • Payment Transaction Switching

  • Electronic Bill Payment and Donations

  • Gift and Loyalty

  • Cash Advance Solutions

  • Data Capture for American Express, Discover, Diners Club, and Carte Blanche

U.S. Financial Consulting (USFC) also provides equipment sales & leasing, equipment warranty and merchant support. This is necessary if you are going to be an end-to-end single source solution provider for today’s merchants.

U.S. Financial Consulting (USFC) supports accounts throughout the United States. U.S. Financial Consulting (USFC) is highly committed to the Merchant Services business and our objective is to provide premier services and exceptional support while launching innovative payment processing programs throughout North America. Our strategy is to provide solutions to meet the needs of our customers.

U.S. Financial Consulting (USFC) offers the ease and convenience of being a single source provider for any merchant's credit and debit card processing, terminal needs (stand alone, wireless, virtual/on-line), ECR needs (Touch-Screen and Electronic Cash Register), integrated software solutions, on-line reporting and Gift Card/Loyalty programs.


International Payment Options

  • Global Payments

  • International Local Payment Methods

  • Ownership of Merchant PCI Compliance

  • Risk Management including leading fraud screening services

  • Authentication

  • Fraud Tools

  • Address Verification: to assist merchants in reducing the risk of non-collection

  • Virtual terminal/hosted call center interface

  • Deferred Settlement

  • Cardholder Preferred Currency

  • Repeat Billing/Recurring Payments

Products and Services

Cross-Border, Multi-Currency Payment Processing –
U.S. Financial Consulting (USFC) supports the processing of all International credit cards (Visa, MasterCard, American Express, Diners Club, JCB), presentment of 165 currencies and settlement in 14 currencies. In addition, we process approximately 70 local payments including: Switch, Solo, Laser Card, ELV, Carte Bleue and Dankort.

Reporting and Reconciliation Tools – The Merchant Interface is a web-enabled, real-time financial administration tool. It will provide Merchant with the functionality to: view and monitor details of all orders; modify individual payments; access detailed overviews of the financial status of accounts; view and edit the Account Profile parameters and settings; generate reports in various formats; configure the risk screening profile; and handle payment disputes/chargebacks.

Risk Management and Fraud Tools – The Risk Management Module is a powerful tool used to identify possibly fraudulent payments. It consists of a range of automated checks that are applied to each payment attempt. Each check has a default risk value, which is scored if the check indicates a possibly fraudulent payment. The sum total of the scores, the so-called Risk Score, indicates the likeliness of a fraudulent payment.

Fraud Management – Ethoca - is able to assist our clients with integration into Ethoca’s fraud management solution. Ethoca connects merchants to a secure pool of shared data for the purpose of managing fraud and evaluating risk. This pool is shared data is the collective experience of other participating merchants.

Account Management – Every client is assigned a dedicated Account Manager. This person will serve as the primary contact for Merchant. In addition to providing day-to-day support, they provide quarterly reviews and industry updates. They also provide information, assistance in the implementation of new products and services and act as the liaison between our technical consulting team and our clients.

The core payment solution combined with the value-add components represent a truly integrated solution for handling International payment complexities. This allows our clients to focus their funds and their manpower on growing their core business.